I am me and always have been

  • 16 Posts
  • 186 Comments
Joined 1 year ago
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Cake day: June 12th, 2023

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  • Personal liability insurance exists. It’s often included in home or renter’s insurance. If someone knows they’re likely to end up in a lawsuit because they love punching people, it would behoove them to get that.

    But the damage that can be done by a pair of fists is often a low enough dollar number (and jail time) that it can reasonably be paid by the person owning them. A broken orbital socket is a hell of a lot cheaper than, say, three people’s lives. There’s also unlikely to be collateral damage with fists, since they can only travel so far. Most people can’t pay for the damages in a shooting event, and right now that cost is instead being covered by taxpayers.

    Insurance isn’t for the small things, like a broken window or punching someone. It’s for very expensive, sometimes catastrophic damage.